Travel Insurance-Why do I need It?
According to smartraveller.gov.au, the short answer is yes. Things might not go to plan while you’re travelling, unforeseen expenses can quickly add up while you’re overseas, and nothing will dampen a holiday faster than out-of-pocket bills.
Travel insurance is an essential aspect of any trip, and it is as important as a passport. The benefits of Travel Insurance are financial protection against unforeseen events that may occur during your trip, such as medical emergencies, trip cancellations, lost luggage, and other unexpected situations. Without travel insurance, you or your family could suffer financially if things go wrong. Most countries won’t provide you with free care or subsidize the cost of your care, and healthcare overseas can be very expensive. Therefore, it is crucial to have travel insurance that covers medical assistance.
What is covered by Travel Insurance?
In addition to medical coverage, travel insurance can also help you avoid hefty bills that come your way if an unexpected incident or illness strikes during your trip. It can provide coverage for trip cancellations, delays, and interruptions due to unforeseen events such as natural disasters, terrorist attacks, or other emergencies. Travel insurance can also cover lost or stolen luggage and personal belongings. It’s important to note that some international travel insurance policy providers may cover COVID-19-related claims. However, most standard policies won’t cover you for ‘Do not travel’ destinations. Therefore, it’s essential to check with the friendly staff at Travel Deal Finders of your travel insurance provider before purchasing a policy
Travel insurance will cover you when you travel in more ways than one. Travel Deal Finders has researched all of the benefits of travel insurance and handpicked the best “value for money” travel insurance plans to help you travel with peace of mind.
From cover for unforeseen overseas medical emergencies and repatriation costs to certain COVID-19 scenarios and lost luggage, our plans can protect you from a variety of out-of-pocket expenses.
Is travel insurance worth it?
While you never hope to need it, travel insurance can offer peace of mind when travelling overseas and within Australia. Your policy could end up saving you tens of thousands of dollars if the worst were to happen, which helps make your travel insurance worth it.
Recently, two travelers racked up medical bills of $900,000 when they had a car accident in California. Luckily, their policy covered these expenses so they could focus on what mattered – recovering.
Could you afford to keep travelling without travel insurance if this happened to you?
Unforeseen illnesses, natural disasters and accidents can derail a well-planned holiday at any moment. It’s important to have a travel insurance policy that can protect you from the financial burden if something unfortunate happens. To make your Travel Insurance more affordable, Travel Deal Finders is offering upto 25% discount for all policies issued in September.
Can I tailor my travel insurance to suit my trip?
Absolutely! We know each traveller and each trip is different, so we offer several additional options for you to upgrade your cover. From Snow Sports Cover and Adventure Activities Cover to Motorcycle/Moped Riding Cover, you can include one or more optional upgrades to suit your travel plans. You can also choose to add trip cancellation cover or to increase your luggage item limits with a Cover-More travel insurance policy.
What should I know before buying travel insurance?
Before you compare plans and get a quote, we recommend you:
- Finalise your travel dates and destinations.
You’ll need to know your trip details, such as where you’re going and how long you’ll be away for, so you can arrange a travel insurance policy that protects your whole trip.
- Read the relevant Product Disclosure Statement (PDS).
Get to know the travel insurance plan you’re considering buying so you can make an informed decision. Familiarise yourself with any terms, conditions and exclusions that are listed in the PDS to avoid disappointment.
- Ask questions.
Chat to our friendly customer service team if you have any questions about what our policy does – and does not – cover. You can reach us via the Live Chat pop-up on our website during Australian business hours.
- Get a quote for travel insurance and compare plans.
Generate a travel insurance quote online and see what options are available to you based on your travel plans.
- Travel with peace of mind.
Once you’ve arranged travel insurance to protect your trip, you can start counting down the days until your departure!
Where can I learn more about travel insurance?
Have a look around our website if you’d like more details about our travel insurance coverage. It’s also important to read the relevant Product Disclosure Statement so you’re aware what is – and is not – covered by the policy.
If you have any questions and would like to speak to someone, give our customer service team a call on 1300 72 88 22.
Want to insure your next trip?